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Identity Theft Shield $9.95/Month in conjunction with a Legal Service Plan OR $12.95/Month without a Legal Service Coverage Summary: Who's included in the plan: - You as the primary member
- Your spouse
Coverage Details: Credit Report | Evaluate your current credit standing with: - An up-to-date credit report through Experian at no added cost
- A personal credit score calculated by an independent scoring service
- A detailed analysis of your personal credit score
Experts recommend that you review your credit report regularly. The Identity Theft ShieldSM makes it easy. | Continuous Credit Monitoring | Suspicious activation will be brought to your attention, providing you with early detection. You'll receive prompt notice if the credit repository is notified by Experian that: - New accounts have been opened in your name
- Derogatory notations have been added to your credit report
- Public records have been added to your report
- Inquiries have been made against your report
- A change of address has been requested
| Identity Restoration | Identity theft can be devastating, and the process of restoring your name can be overwhelming and costly. You need more than "do it yourself" information if it happens to you. With the Identity Theft Shield a trained expert will take the steps to restore your name and credit for you! - Help reduce your out of pocket expenses and time spent away from work with valuable services from detection to resolution.
- Fraud alert notifications will be sent on your behalf and applicable follow up will be done with affected agencies and institutions, including: credit card companies, financial institutions, all three credit repositories, Social Security Administration, Federal Trade Commission, Department of Motor Vehicles, law enforcement personnel, and the U.S. Postal Service.
- Proactive searches of applicable local and national databases will be made on your behalf to look for information you may not be aware of, including: criminal activity in your name in your county's records and certain federal watch lists, Department of Motor Vehicle records in your state, unknown addresses affiliated with your name, and banking activity in your name reported as fraudulent
| Identity Theft SHIELD $9.95 per month with Pre-Paid Legal Plans $12.95 per month Identity Theft Plan alone
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